Adult embarrassment begins with borrowing money

Today, my cousin called me and asked me how much money I had. I thought he didn’t have enough money in his mobile phone to buy online. He told me that I only had 1000 yuan in my hand and I would not pay the salary for the first few months, but would only pay it at the end of the year.

Cousin said, not a few hundred dollars, he needs more money, asked me if there is a deposit at home. I didn’t ask him what he did, so I told him that there was a lot of money in my family this year. I spent tens of thousands of yuan on the interview class, and I didn’t get any salary for the new job. I really had no savings in my hand.

My cousin ended the call without saying much, and I wondered what had happened. Just thinking about it, the second sister called me and told me that my cousin had also borrowed money from him. She asked me if I knew that his second daughter’s hearing was not good when she was born, and the physical examination of her first year was still not well developed, so she needed cochlear implant. She asked me how much money I planned to give her.

For a moment I was so stunned that I didn’t know what to say. My cousin has always been very kind to my siblings and his daughter is also a niece that I have always loved. However, due to the fact that he has a child to take care of in recent years, his family has visited her several times since they gave birth to a second child last year. I really don’t know the specific situation of my younger niece, and I don’t visit her as often as my older niece.

Little niece health is not good, I as a natural sister-in-law is not to stand by and watch, but I really do not have savings with my husband, alas! We had no money to decorate our house, so we took out a loan from the bank and had to pay back our car for another year and a half. After the decoration was intended to save money, the result of the girl can’t wait to come to this world.

The cost of raising a child is so great now, but even though we have no money, we have bought insurance for our child for more than 8,000 years, because the family is not strong enough to withstand risks, so we have bought the insurance to cover the cost. My salary and my partner’s are not high, I have to pay off the mortgage until my child is two years old, and I have to use credit cards when I don’t have enough. Later is also almost the moon, every year on the husband of the unit at the end of the bonus to the children, the car to pay insurance, and then buy some usually not too willing to buy big. As a contract worker in the court, I get more than 2,000 yuan in salary every month and 2,000 yuan in bonus every year, which is not enough for me. This year, I passed the written exam of civil servant and had an interview. In order to better cope with the interview, I signed up for an interview class, which was very expensive. After Lao Hao paid the fees, the bonus was only 3,000 yuan, so that the insurance of my child and car was paid by credit card.

So this year our small family life has been very tight, we used to often eat out, will drive a family out to play, this year we two people eat out less times, the amount of food has also dropped from 300 to 400 to less than 100. Fortunately, the canteen card of the old Hao unit can be consumed in the supermarket, and the rice, flour, grain, oil and vegetables at home do not need to pay extra. But life is not only rice, flour, grain and oil! Especially with the children, everything has to spend, both of them are penny-pinching waiting for my payday at the end of the year.

I really want to help my cousin. My husband said that we would certainly do it if we had some savings at home, but now we really can’t afford it. The spirit is willing, but the strength is not enough.

His wife is the second child of the elderly, but the child was born with a problem is also destined not to buy commercial insurance, in case of serious illness, it means that in addition to the community insurance, other nothing to use, have to pay out. I don’t know how my 42-year-old cousin came over this year. In recent years, I have been too busy taking exams to care about my family. If I could have been admitted one year earlier, would it not be so difficult?

We are adults, and it is so embarrassing to ask for money. If you were not in trouble, you would not ask for it. But what was more embarrassing than asking for money was that I wanted to help but had no money to lend him. Alas, adult world, why so difficult!