Tomorrow’s gold, to hand copper

Today after dinner, lying in the massage chair brush shake, which brush to a street interview video, asking the 750 points and 7.5 million, two choices. About eight or nine high school students were interviewed, and all of them chose 750 points.

When they were asked why they chose this, some said that a life with 750 points has greater possibilities, while others were more honest and said that a future with 750 points could earn more money than 7.5 million.

The number has changed a little, it is 700 points vs 7 million, after all, no one can do it with a full score of 750 points, but there are still a hundred or so days to do it every year.

Interestingly, the first five popular answers below this question in Zhihu, all chose 7 million.

The reason for this difference, I think it may be that the netizens over there are relatively older, have started to go to society, have felt the world and human feelings, the thirst for wealth will be more urgent. The high school students, who are protected by their parents in the ivory tower, may still have mainstream thoughts of poetry and faraway places.

Some people asked me how to choose.

I have considered this kind of thing quite a long time ago, if there is no original accumulation, I will definitely choose money, the first 7 million in life will bring a sea change in the family’s financial situation, and is immediately, immediately, immediate improvement.

My wife often says at home that tomorrow’s gold is better than the copper in your hand, and I am deeply convinced of this.

700 points in life does have a lot of possibilities, but the possibilities to the realization of time, but also risk. Tsinghua University has Wang Xing, Peking University has Robin Li, but more graduates from the north of the Qing Dynasty can not save 7 million in their lifetime. The average monthly salary of Qingbei students 5 years after graduation is 18,000-20,000, which is far above the average in China, but it takes 350 months, about 30 years, to earn 7 million.

The Internet era has amplified the voice of the successful, for example, Zhihu is often flirted with 985 per capita, ShakeYin microblogging per capita million, so much so that many young people who do not know the depth of society lack the concept of 7 million.

Hurun released statistics last year, there are 4 million families with net worth of more than 6 million in China, and there are about 400 million families in China, so there is no need to count your wealth before and after, on the bare bones by the 7 million, it has led the whole family into the top 1% level in China.

Your parents’ nurturing is no longer a potential stock, no longer a futures, no need to wait long, no need to worry about all kinds of accidents, immediately cashing in on the gains, does not this smell?

In another parallel universe of 700 points you still need to struggle for 4-6 years in college, after graduation for the house, car, wife, children all the way struggle, how many years to stop to rest, only to have the spare capacity to return to parents?

To put it mildly, having money when you’re young and having money when you’re old are two completely different experiences, and you only get one chance to do it all over again.

……

The actual fact is that you will be able to get a lot more than just a few of the most popular and popular items.

Oh yeah, I forgot to mention the second half of that choice, if I already had the first 7 million, then I would choose 700 points, because the second and third 7 million is no longer so obvious to improve life, in this case I am willing to pursue more possibilities.

But in the middle and early stages of asset accumulation, never mind that much, prioritize getting yourself rich first.