Editor’s note
Medical treatment, old-age care, personal education, children’s training and growth, house, car, future life plan, annual salary of 120,000 yuan, what kind of life are you living? Here are the stories readers wrote for us.
“The annual salary in first-tier cities is 120,000 yuan, but for those who don’t have their own ‘second generation’ standard, believe me, you are still at the bottom of society here and will stay there for a long time.”
Out of such or such have to, boyfriend home at the beginning of the commitment to the basic null and void, can only keep the same bride price, marriage room to prepare by themselves. It was no use crying over spilt blood, no use making a scene, no use using death as a threat. It was hard to break my parents’ bottom line and get them to pay for me. Ah, this year who has not point filial piety ah!
Without backing, make up your own back, not on the down payment, go for it. Twenty thousand yuan after tax, after deducting rent, utilities, five thousand meals and transportation, miscellaneous expenses and eight thousand and five thousand. Two people can save 120,000 yuan a year by saving ten thousand yuan a month. For now, the down payment is about 300,000 yuan, or about three years after excluding other unforeseen risks.
From my point of view, first of all, ignore their own leftover female age; Secondly, put off the “baby plan” to realize that they will be successfully upgraded to advanced maternal age; Moreover, looking at the heaven on the horizon, living a life of purgatory, in addition to work, or work.
The annual salary in first-tier cities is 120,000 yuan, but if there is no “second generation” standard, believe me, you are still at the bottom of the society and will stay there for a long time. Thanks to shenzhen’s preservation of many urban villages, the dark, damp, sunless “handshake buildings” and their surrounding cheap amenities have earned you a breath of fresh air.
At the very least, you can save up a few ounces of money to buy a few decent clothes and continue to masquerade as senior white-collar workers in skyscrapers during the day.
— You Yu @Shenzhen
“If I can’t save, I’m stressed.”
Coordinate Qingdao, master, graduated for four years, annual reach 150, 60 thousand.
Daughter-in-law college, hand to 50,000, has not paid to buy a house, is still renting, the annual rent of 22,000, the monthly payment of 3900.
I feel like I can’t save money. I feel stressed.
- Yangbo @ Qingdao
“Mother died too late to repay.”
Before leaving, the annual salary is about 130,000 yuan, for two treasure full-time at home.
At that time, my husband’s annual income was about 200,000 yuan. My mother-in-law suddenly fell ill and went to hospital. At the beginning, it was thousands of yuan a day.
Her mother-in-law has died, the husband is full of regret, he did not have time to repay his parents love.
— Jing Quan @unknown
“If only we could move to a proper neighborhood.”
Om! Mobile phone was a message shock bright, open a look is the salary to account SMS: 10734 yuan…… Pay treasure to transfer 7000 to do cost of living to the wife, a month ended again. Wife WeChat reply: want to eat what in the evening, drive for a while take child to go to the supermarket to play.
His heart was filled with sadness and joy. He was proud of being a husband and father. He was glad that he could provide enough money to support the family every month. Sadly, the reason why my wife always takes my 3-year-old son to the supermarket is that she still lives in the handshake building in the village in the city. My son has no place to play after school. There is no place to play, no playground, no track and field, no space, and even no place to play all kinds of toy cars bought for him.
This year 30 years old, I rent a house in Guangzhou, 900 yuan, two room one hall in the village in the city, the wife always think when can move to the real estate good.
Waking up many mornings, the first reaction is to live in Folding Beijing, with the most crowded line 3, the most crowded station, Tonghe station, and a three-hour commute. Thinking about the same thing every day: how to make money; Worrying about the same thing: what if you lose your job today.
In 2008, I came to Guangzhou alone for 8 years, and all the deposits of Alipay were 15000. I just bought a 200,000 yuan car this year. My parents borrowed the money, which was originally intended for my brother to get married.
My mother said I do not want to work in Guangzhou also carrying the pressure of mortgage, not free. He decided to take the money out of his brother’s marriage to buy a car and return it when he got married.
An annual salary of 120 thousand yuan, we each lead our own
After staying in Guangzhou for a long time, I gradually found it difficult to make friends here, because everyone came to Guangzhou to make a living and my job changed for many times. My friends all went back to their hometown slowly.
Then, oneself also slowly adapted to this kind of friendless day. I bought a car and wanted to call my friends to go out for a ride, but I was embarrassed. Everyone has their own family — no one can call as often as before.
Life also slowly become a reality, old classmates or friends greet over, the first reaction is not to borrow money. Business trip outside also dare not shout classmate often gather together, afraid of classmate cost.
Most of the time when I am crowded in the subway, I always recall the words of my colleague in my ear: “To have a car in Guangzhou has surpassed 70% of the people.” Well, 70% of them should be migrant workers like me, because it is not difficult for people who have settled down to buy a car. If there were a house, it would surpass 90% of people.
Before, I also considered whether I could use the money of a car to buy a house by mortgage. I looked at the neighborhood where I lived and the cheapest down payment required 700,000 yuan, so I had to give it up for now.
Came to Guangzhou for several years, did a lot of work, in 2008 just came to feel that the monthly salary of 10,000 is too great, of course, now the monthly salary of 10,000, but always worried about unemployment how to do. What if the boss has no money and the company can’t go?
The wife often ask: my facial mask is quick how to use up? I want to go to Hong Kong, Macao to buy, listen to me very distressed. But women are love the United States, they had to make money quickly.
Ask to the company colleague, the child goes to school in Guangzhou this side borrows money to want 30, 40 thousand, I ask: “private school need not?” It turned out to be both.
“We have to ask them to go back to their hometown to be left-behind children, or they have to pay the money. Otherwise, how can there be so many left-behind children? Don’t all put their children to study in Guangzhou!”
Every night at 6 o ‘clock, my wife asks me what time I get home.
This is probably the only fulcrum of life in Guangzhou, a home every day. My regular answer is, “On the subway.” “Here we are.” “It’s Yantang.” Of course, most of the time, I am still several stops away from these stations, but at least my wife knows how long It will be before I get home, so she can warm up the food in advance.
What will the life in Guangzhou be like in the future? I think it will be better and better. I used to think it was a cowardly act to come to Guangzhou to fight for my friends for several years and then go back to my hometown. Now I gradually understand that everyone has his own pursuit.
— Fisherman’s Son @ Guangzhou
“Couples in Beijing, Shanghai, Guangzhou and Shenzhen should not consider buying a house if their monthly income is below 40,000 yuan.”
The husband and wife monthly income of north wide deep is in 40 thousand below did not consider to buy a house, unless parents is not poor money, salary still can go up? Don’t be naive.
The first line makes money and the third line buys a house, the country is arranged in this way, go against the road, you will experience what is called “threshold”.
— Wang Xiangyi @ unknown
“Second-tier provincial capitals in the south. After paying off the loan, life is tight.”
Annual income before tax two hundred and fifty thousand, in the second-tier provincial capital city of the south, every month also finished the car loan, the day is tight.
The classmate is in some hall institution, according to her say the year earn less than 100 thousand, husband and her with the same unit with same level, but the house of somebody else, the car is better than my home. I never work overtime on Saturday and Sunday. I live a leisurely life and often travel abroad.
But even if we did buy a house, it would still be “suburban” and “suburban”.
I envy my classmates very much.
— Tao Tao Mommy @unknown
“Who told me to rent a house in Mordor?”
The quality of life with an annual salary of 120,000 yuan depends on which city you live in, whether you rent or buy a house, and whether you are married or have children. If a person is debt-free, does not need to rent a house, and is not greedy, and lives in a second or third-tier city, then the annual salary can bring happiness.
But I, as a person from Chengdu, struggle to rent a house in Modu. The annual salary of 160,000 yuan is just enough.
Thankfully, I’m still single.
Shanghai – Fi @
“If you don’t buy a house and don’t get sick, life is pretty easy.”
When I was earning 4000 yuan a month, I saw an 800 piece of clothes. I liked it very much, but I was reluctant to buy it. In my heart, I thought silently that if my monthly salary could be doubled, I would definitely buy it without hesitation.
Now annual salary 120,000, can see 800 yuan of clothes, or reluctant to buy. Think about rent, think about three meals a day, can only choose to leave quietly.
Fortunately, however, I still have some money to go to the concert I like, sign up for an interest class, occasionally in the country to play, weekend with a few friends to play.
If you don’t buy a house and don’t get sick, life is pretty easy.
— Xin@Shanghai
“I can’t accept living in a big city for no reason.”
Northwest backward area, every month “go up 8 rest 22”, annual salary passes 120 thousand.
I have a car, a house and commercial insurance. I am not afraid to give 5000 yuan to my parents as pocket money every month. I am not afraid of my sudden shopping desire.
It will give money to support the children in need, take care of every wechat business friend in the circle of friends who is trying to sell products, postpone the payment date indefinitely for the clients who are not well off, and leave the tenants half a year behind with rent.
Even with this expense, savings balances are piling up.
Have time to sleep until you wake up naturally every day; You can have coffee and dessert when the sun is good. Occasionally, you can fly to another place to attend a concert you like. Can take the whole family to choose a province every year, self-drive half a month.
I don’t know why all the people leaving messages are lamenting the lack of money. The pursuit of material things can be relaxed and leisurely because of no comparison.
To stay in the big city for no reason and spend hours on the road every day. I drive 100 thousand car, live 100 square common house, the child does not go to noble school, oneself do not rob famous brand. This is my life after an annual salary of 120,000. I won’t be afraid of having too many things that I can’t afford, but I won’t be kidnapped by vain comparison.
I can’t believe that no one thinks 120 grand is enough like me.
— Jack Bauer with wings @ a city in northwest China
“There are three thousand weak waters, and I only take one gourd and drink it up.”
Life has two mindsets, one is to wait to eat, one is to eat and wait, I prefer the latter.
I was born and live in a third-tier city in the south, and I work in another city nearby. I am a professional manager of A 4S shop, with an after-tax annual salary of about 120,000 yuan. I have no basic social endowment insurance and hospitalization insurance, no housing accumulation fund, no annual leave, and the company provides a dormitory and a business car.
It’s about 45 kilometers between home and company. He goes home twice a week — Wednesday and Saturday, and spends the rest of the week in the company dormitory.
I nicknamed myself “pendulum clan”. The economic development of the two cities is good, the air quality ranks among the forefront of the country, blue sky and white clouds days accounted for the majority.
In 2002, I took out a loan to buy a house. In that year, the housing price was 1380 yuan per square meter, 83 square meters, north-south transparent, three balconies, more than 20,000 down payment, 6 years of savings just enough.
Now the price of second-hand housing should be about 400,000. Today, I still thank myself for my verve in those days. At that time, My monthly income was only 2500 yuan, and my monthly mortgage was more than 700 yuan.
I joined the company in 2012. By the end of the year, my wife said it was too cold to drive a motorcycle. So she looked for a fifty-five thousand used car to drive her son to school.
In 2013, the work was stable, the wife said, look to buy a second apartment to improve, now a toilet sometimes more troublesome.
Looked at no fewer than twenty buildings. I was still impressed by a 130 square unit. According to the salesman, “the house is designed as a bezel-less painting with three balconies. The largest balcony can be changed into a dining room.”
The last time, the salesman said that there was a unit on the first floor, but the customer withdrew because he could not handle the mortgage. The last unit was sold at a reasonable price, the total price was 800,000 yuan, and the packaging was repaired. The daughter-in-law moved and asked me how I was. I calculate what I have and how much I can borrow. The month offers 3500 or so, 20 years, not be too laborious, besides, true offerred not to move, still can sell the first flat, then bought.
When signing a contract, the wife took out the ID card to give a salesperson, smile happily ground to ask me, “know why to buy 2 flatlet?”
I said, “Improvement.”
The wife say: “this is a reason. The more important reason is to spend your money. You’re so insecure about your high income, your long time away from home, your money out of my hands, so kill two birds with one stone.”
I was speechless.
The tradition in my wife’s family and mine is to pay attention to food rather than clothes. Clothes or taobao, or buy foreign trade shops, are basically less than 200 yuan. Eat a little about, average one day meal expenses 100 yuan, eat fish primarily, see WeChat recommend, happy to taste.
Tourism is basically arranged every summer vacation a long-distance travel, the Spring Festival a provincial tour. This summer vacation, the family went to Da Nang, Vietnam, all free travel, cost-effective, the future are located in Southeast Asia free travel.
Read the article “Big Country small people”, an unmarried couple bought a 30-square-meter and uninhabitable school district house, then ate malatang to celebrate, the passport is still in the blank, deeply surprised. We are in a small city, it is difficult to have a big city that kind of heroic, see the radio, the mouth can run a train, but “weak water three thousand, only take a gourd to drink”, this is my small town days, full of flavor.
- Eating and waiting @Southern town
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