Dead also to pay debts Kunming cemetery push “cemetery mortgage loan”

Home loans, car loans, rent loans, wedding loans, dowry loans, all kinds of loans, so that China’s young people are “stressed out”, and now there are also “grave loans”, so that netizens shout “dead also have to pay debts Now there is also a “grave loan”, which makes netizens cry “I have to pay off my debt even after I die”.

As the Qingming Festival is approaching, a Chinese media reported that a cemetery in Kunming called Jinlong Ruyi Garden, in cooperation with Yunnan Xishan Beiyin Village Bank, has launched a “cemetery mortgage loan” program, which allows you to buy a cemetery with zero down payment, up to 200,000 yuan and a loan period of up to 10 years.

The cemetery’s marketing manager said that the price of a cemetery in Kunming is about 45,000 to 50,000 RMB, and she believes that the price of cemeteries will have a chance to rise in the future as land will become increasingly scarce. The loan will not be lent directly to the buyer of the cemetery, but to their children and grandchildren. And because of the “industry-specific”, there is no need to have collateral like a real estate license, as long as the credit to achieve can be loaned.

The news drew a lot of discussion from netizens, some of whom sighed, “I live to pay for my mortgage, but I have to pay for my grave when I die. Some people say that it is good to let the descendants burn into ashes after death, and do not need to pay respects, do not want to give future generations increased responsibility. Some netizens even said, “This is the reason why the Marriage rate and fertility rate continue to be low”.

The public opinion criticism, “cemetery mortgage loan” “consumption object”, is undoubtedly the young people of today. The burden of the loan will, in fact, be borne by the younger generation, or even the next generation. The tomb loan also shows that the cemetery is speculated, so that the people “can not afford to die” problem

After a lively discussion of the incident, the latest response from the head of the cemetery, said the “cemetery mortgage loan” was not actually launched, did not sign a cooperation agreement with the bank, will abandon the cooperation project.