Mainland bank launches cemetery loan, sparking debate among netizens.
A bank in Yunnan province has launched a cemetery mortgage business in cooperation with a cemetery, which is another new business after a bank launched a bride price loan recently, but the loan project has caused netizens to complain.
According to the mainland Red Star News on March 17, the Kunming Jinlong Ruyi Park in Kunming, Yunnan Province, and Yunnan Xishan Beiyin Village Bank Co. An employee of the cemetery said, “You can take out a loan to buy a cemetery, but you need collateral such as the buyer’s property.” If processed, it can be done within a week at the earliest.
The news was also confirmed by an account manager surnamed Dong of Xishan Beiyin Village Bank. The account manager surnamed Dong said, “To handle this business is equivalent to a consumer loan that you can purchase to your Parents. As long as you buy a cemetery in the cemetery, you can apply for the loan. There is no limit to the maximum loan amount for the mortgage, depending on the price of the cemetery.” The product will be launched on Ching Ming Festival this year.
If a customer wants to apply for the “cemetery mortgage business”, you need to bring your ID card, account book, Marriage certificate, bank credit, proof of income, bank flow and other information to the bank reception desk, “the same procedures as for the mortgage.” And the borrower must come to the bank in person.
In addition to the “cemetery mortgage business”, another staff member of the cemetery also revealed that the cemetery also launched another “down payment of 70% to buy a cemetery” promotional activities.
The news of the bank’s launch of the “cemetery mortgage business” was exposed online and sparked widespread debate among netizens.
Netizen “cat’s fans” said: “bank loans, the living house is not good speculation, began to kill the idea of people.”
Netizen “a walk a shake” expressed doubts: “What if someone can not afford to pay?” Netizen “Godfather” said: “collateral for the cemetery, do not pay back …… grasping graves to vacate the house.”
There are also netizens of the current mainland cemetery sky table mainland dissatisfaction, “kindness to people” said: “Kunming a square luxury homes 20,000 yuan, a square rough cemetery 99,900 yuan, after death can not afford to die.”
This is following a bank in Jiangxi on March 16 launched a wedding “bride price loan” business, and then a bank launched a “new business”. At that Time, some netizens ridiculed: “The next time will not launch ‘funeral loan’?” The result was really hit by the netizen.
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