Paper-making was invented as early as the Western Han period, but the earliest paper-making is too expensive and complex, ordinary people can not afford to use. It was not until Cai Lun of the Eastern Han Dynasty improved the technology that paper came into thousands of homes. As the poem: “a thousand sails on the side of a sinking boat, a thousand trees in front of a sick tree spring” says, all things are constantly moving forward, technology is the same.
Why is it that the more developed countries are, the less popular mobile payments are? How dangerous is the “cashless era”?
 The continuous development of mobile technology and the popularity of the Internet have allowed people to enjoy more and more convenience related to mobile payments. When everyone goes out, they no longer need to carry a lot of cash or a bunch of bank cards or credit cards, which is not only inconvenient, but also has certain security risks. Just take your cell phone with you and your balance is enough, you can enjoy endless spending. Sweep a QR code, complete the payment, do not worry about the trouble of counterfeit money, and do not worry about the store’s small action. Delivery with one hand and payment with the other has evolved into an exchange between cell phones.
Although mobile payment has many advantages, it is still not perfect. I believe we have all had the experience that in some remote areas or near the outskirts of the city, the network is not as friendly as we thought, and the payment option is always spinning in circles there; or in some crowded places, the network is crowded, the phone is stuck there, and the people in line behind you are showing their impatience. At this point you can only pull out the few cash you have, encounter some familiar shopkeepers may let you make credit, the more extreme will have to give up the purchase.
Why is it that the more developed a country is, the less popular mobile payments are? How dangerous is the “cashless era”?
In addition to mobile payments that require an Internet connection, there are also mobile payments that do not require an Internet connection. For example: NFC (Near Field Payment). Payment methods are divided into two categories: one is the traditional payment – using cash, checks and so on, and the second is the mobile payment, through a third-party software or some financial institutions to provide electronic payment hardware, that is, credit card type.
But there is a “strange” trend in the world, that is, the more developed countries, the less like to use mobile payments. Instead, it’s the emerging developing countries that prefer to use mobile payments, like India, where the volume of mobile payment transactions has increased by 50 percent. People in developed countries are more accustomed to using credit cards, and even disdain mobile payments as superfluous.
Why is it that the more developed countries are, the less popular mobile payments are? How dangerous is the “cashless era”?
 Of course any phenomenon has its own unique reasons, and this matter is no exception. Whenever mobile payments are mentioned, the one word that always comes out from everyone who refuses to use them is dangerous. Americans, who have been happily educated, naturally think that since a connected phone can cost me money in my bank, isn’t that “dangerous”? And they are used to using credit cards, so they don’t need to change their payment methods.
Another argument is that when you use mobile payment, you need to give your personal information to the payment software, and there is no way to prevent it if there are managers or employees who want to profit from the information. Phone numbers are known to salespeople, places they visit and pass through every day are analyzed, and the things they buy online are clearly known.
There is also the enduring news from the early days of mobile payments that after browsing a website or receiving an unknown text message, the phone is immediately taken over by a “Trojan horse” program after clicking on the URL, and the balance of the bank card flies away as if it had grown wings. There is an even more ridiculous rumor that if the owner of the third-party payment software takes the funds elsewhere, then the user who tied his bank card to the software will lose everything.
Why is it that the more developed a country is, the less popular mobile payments are? How dangerous is the “cashless era”?
Mobile payment has been developed for more than a decade, and it may have many shortcomings at the beginning, but today’s mobile payment has more advantages than disadvantages. As for those security flaws, they have been slowly filled by people long ago, and the payment software will have corresponding protection measures. In the end, the essence of it is a string of numbers on the network, rather than racking your brain to figure out how to crack other people’s phones, it is more realistic to figure out how to make your numbers longer.
Why is it that the more developed countries are, the less popular mobile payments are? How dangerous the “cashless era” is
 As for those developed countries in Europe and the United States are not willing to use mobile payments perhaps there are some reasons about privacy leaks, the biggest reason is that those credit card companies are not willing to hand over the profits in their hands, the United States does not have a national guarantee, no payment software can stand out. There is also a point that is because most Americans are overspending, the bank card would not have had much money in it, in the end or to use credit cards, etc. macos/deepLFree.translatedWithDeepL.text
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